A guide to the unfair contract terms law

A guide to assist businesses, legal practitioners and consumer advocates understand the laws by explaining the unfair contract terms laws as simply as possible.

The guide has been developed jointly by the Australian Competition and Consumer Commission, the Australian Securities and Investments Commission and the state and territory consumer protection agencies.

This guide is intended to reflect the unfair contract term laws at a point in time and does not reflect unfair contract term protections for insurance contracts which commenced in April 2021. The Australian Securities and Investments Commission Act 2001 applies to insurance contracts if the insurance contract was entered into or renewed on or after 5 April 2021, or a term in an existing contract was varied on or after 5 April 2021.

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