From: Adjudication

Sent: Thursday, 18 May 2017 5:03 PM

To: 'jonathan.barker@westpac.com.au'

Subject: Third Line Forcing Notifications N99668 & N99680 lodged by BankSA & BusinessSA [SEC=UNCLASSIFIED]

Security Classification: UNCLASSIFIED

Dear Mr Barker

I refer to the third line forcing notifications lodged with the Australian Competition and Consumer Commission (the ACCC) by BankSA and BusinessSA on 9 May 2017. They have been allocated the registration numbers N99668 and N99680. The notifications and this email will be placed on the ACCC’s public register which is available on the ACCC’s website.

The protection from legal action provided by the notifications commences automatically 14 days after the lodgement date, unless the ACCC objects.

On the basis of the information that you have provided, and that the parties will disclose all relevant terms and conditions to customers, the ACCC does not object to the notifications at this time.

If at any time circumstances change, or the ACCC receives further information, such that it is satisfied that the public benefits from the third line forcing conduct do not outweigh the public detriments, the ACCC may remove the protection provided by the notifications.

Please contact Kaitlin Hanrahan on 03 9290 1917 or by email to adjudication@accc.gov.au if you have any questions about this matter.

Regards

David Jones
General Manager | Adjudication
Australian Competition & Consumer Commission
23 Marcus Clarke Street Canberra 2601 | http://www.accc.gov.au