From: Adjudication

Sent: Tuesday, 3 January 2017 3:20 PM

To: 'brett.smith@anz.com'

Subject: Third line forcing notification N99518 lodged by Australia and New Zealand Banking Group Limited [DLM=For-Official-Use-Only]

Security Classification: For Official Use Only

Dear Mr Smith

I refer to the third line forcing notification lodged with the Australian Competition and Consumer Commission (the ACCC) by Australia and New Zealand Banking Group Limited on 20 December 2016.   It has been allocated the registration number N99518.  The notification and this email will be placed on the ACCC’s public register which is available on the ACCC’s website.

The protection from legal action provided by the notification commences automatically 14 days after the lodgement date, unless the ACCC objects.

On the basis of the information that you have provided, and that the parties will disclose all relevant terms and conditions to customers, the ACCC does not object to the notification at this time.

If at any time circumstances change, or the ACCC receives further information, such that it is satisfied that the public benefits from the third line forcing conduct do not outweigh the public detriments, the ACCC may remove the protection provided by the notification.

Please contact Gavin Jones on (03) 9290 1475 or by email to adjudication@accc.gov.au if you have any questions about this matter.

Regards

Mr David Jones
General Manager | Adjudication Branch
Australian Competition & Consumer Commission
23 Marcus Clarke Street Canberra 2601 | http://www.accc.gov.au