EFTPOS Interchange Fee Reform - Authorisation - A30224 and A30225

Date lodged: 
21 February 2003
Status: 
Completed
Outcome: 
Appeal finalised on 11 December 2003

Summary

Seeking authorisation of a collective agreement reducing current EFTPOS interchange fees to zero cents per transaction.

Applicant(s)

  • ANZ Banking Group Ltd
  • Australian Settlements Ltd
  • Bank of Queensland Ltd
  • Bank of Western Australia Ltd
  • Bendigo Bank Ltd
  • Cashcard Australia Ltd
  • Commonwealth Bank of Australia
  • Credit Union Services Corporation (Australia) Ltd
  • National Australia Bank Ltd (NAB)
  • St George Bank Ltd
  • Suncorp-Metway Ltd
  • Westpac Banking Corporation

Authorisation number(s)

  • A30224
  • A30225

Applications

Document title Date
A30224 A30225 EFTPOS lodgement - Pt 1- see also D03-45377 Pt 2 ( PDF 779.45 KB ) 21 Feb 2003
A30224 A30225 EFTPOS lodgement - Pt 2 - see also D03-7251 Pt 1 ( PDF 1.69 MB ) 21 Feb 2003

Decisions

Document title Date
Tribunal Determination ( PDF 372.15 KB ) 25 May 2004
Final Determination - pt 1 ( PDF 1.81 MB ) 11 Dec 2003
Final Determination - pt 2 ( PDF 1.66 MB ) 11 Dec 2003
Final Determination - pt 3 ( PDF 1.92 MB ) 11 Dec 2003
Final Determination - pt 4 ( PDF 1.04 MB ) 11 Dec 2003
Draft Determination ( PDF 858.78 KB ) 8 Aug 2003
Draft Determination - Attachment A ( PDF 501.6 KB ) 8 Aug 2003
Draft Determination - Attachment B ( PDF 83.33 KB ) 8 Aug 2003
Show all documents (5 more)

Submissions - before draft decision

Document title Date
Applicant's response to submissions April 2003 ( PDF 1.27 MB )
Metcash Trading ( PDF 78.13 KB ) 30 Jan 2002
Coles Myer ( PDF 44.05 KB ) 7 Mar 2003
Qld Retail Traders and Shopkeepers Assn ( PDF 48.31 KB ) 7 Mar 2003
Post Office Agents Assn POAAL ( PDF 54.1 KB ) 11 Mar 2003
OPTUS ( PDF 76.14 KB ) 12 Mar 2003
Bankcard Assn of Australia ( VMBX 80.68 KB ) 12 Mar 2003
National Ausralia Bank - public copy ( PDF 117.04 KB ) 27 Feb 2003
Aboriginal Co-ordinating Council ( PDF 668.1 KB ) 17 Mar 2003
First Data Resources Australia ( PDF 43.15 KB ) 19 Mar 2003
Australia Bankers Assn ABA ( PDF 128.93 KB ) 21 Mar 2003
Reserve Bank of Australia ( PDF 448.29 KB ) 21 Mar 2003
MasterCard International ( VMBX 7.84 MB ) 21 Mar 2003
Australian Institute of Petroleum ( PDF 1.18 MB ) 21 Mar 2003
Office for Business and Consumer Affairs ( VMBX 1.21 KB ) 24 Mar 2003
Cosmos E-C Commerce Pty Ltd ( PDF 46.08 KB ) 20 Mar 2003
Chief Minister ACT Legislative Assembly ( PDF 50.24 KB ) 25 Mar 2003
Minister for Consumer Affairs South Aust ( PDF 161.59 KB ) 25 Mar 2003
Australian Consumers Association ( PDF 247.51 KB ) 28 Mar 2003
Australia Retailers Association ( PDF 1.31 MB ) 28 Mar 2003
Caltex Australia - public register ( PDF 1.35 MB ) 28 Mar 2003
Coles Myer - Part 1 see also D03-45418 and D03-45420 ( PDF 1.22 MB ) 28 Mar 2003
Coles Myer 28 03.03 - Part 2 se also D03-13235 and D03-45420 ( PDF 1.28 MB )
Coles Myer - Part 3 see also D03-13235 and D03-45418 ( PDF 1.61 MB ) 28 Mar 2003
Consumer Credit Legal Service (WA) ( PDF 404.29 KB ) 28 Mar 2003
Credit Union Services Corp - public register ( PDF 946.37 KB ) 28 Mar 2003
McDonald's Australia ( PDF 72.42 KB ) 28 Mar 2003
MoneySwitch ( PDF 103.89 KB ) 28 Mar 2003
Motor Trades Assn of Australia ( PDF 142.42 KB ) 28 Mar 2003
National Assn of Retail Grocers of Australia ( PDF 495.47 KB ) 31 Mar 2003
Queensland Government ( PDF 95.25 KB ) 31 Mar 2003
Woolworths - public register ( PDF 1.65 MB ) 31 Mar 2003
ANZ Banking Group - public register ( PDF 166.18 KB ) 3 Apr 2003
Macquarie Corporate ( PDF 74.87 KB ) 4 Apr 2003
Australian Securities and Investment Commission ( PDF 191.41 KB ) 4 Apr 2003
Australian Payments Clearing Association (APCA) ( PDF 107.89 KB ) 11 Apr 2003
inister for Regional Development NSW ( PDF 136.87 KB ) 24 Apr 2003
Australian Retailers Association 7 Mar 2003 ( PDF 256.35 KB ) 14 Mar 2003
Financial & Consumer Rights Council Inc ( PDF 45.42 KB ) 17 Mar 2003
Consumer Law Centre and Consumers Federation of Australia ( PDF 158.84 KB ) 24 Mar 2003
Record of meeting ( PDF 66.57 KB ) 29 Apr 2003
Coles Myer (discussion notes) ( PDF 93.87 KB ) 8 May 2003
MoneySwitch ( PDF 489.7 KB ) 20 May 2003
MoneySwitch ( PDF 102.77 KB ) 10 Jun 2003
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Submissions - after draft decision

Document title Date
Coles Myer ( PDF 734.53 KB ) 19 Sep 2003
Suzanne Grae ( PDF 53.24 KB ) 17 Sep 2003
Australian Retailers Association ( PDF 823.58 KB ) 19 Sep 2003
Bracey's (Lithgow) ( PDF 48.71 KB ) 19 Sep 2003
Caltex ( PDF 239.68 KB ) 19 Sep 2003
Kemp and Denning ( PDF 76.96 KB ) 19 Sep 2003
Fashion Fair Qld ( PDF 49.92 KB ) 22 Sep 2003
McDonalds Australia ( PDF 60.91 KB ) 22 Sep 2003
Peter Mair ( PDF 308.26 KB ) 13 Aug 2003
Caltex Australia ( PDF 198.26 KB ) 15 Aug 2003
Record of meeting Commonwealth Bank of Australia CBA and others ( PDF 233.83 KB ) 25 Aug 2003
Australian Consumers Association ( VMBX 40.72 KB ) 26 Aug 2003
Coles Myer ( VMBX 44.12 KB ) 27 Aug 2003
Motor Trades Association of Australia ( PDF 114.58 KB ) 27 Aug 2003
Qld Fair Trading Commmissioner ( PDF 52.6 KB ) 27 Aug 2003
Minister for Fair Trading Qld ( PDF 152.19 KB ) 28 Aug 2003
Transaction Resources ( PDF 219.77 KB ) 1 Sep 2003
Deputy Chief Minister ACT ( PDF 72.83 KB ) 11 Sep 2003
Associated Retailers Ltd ( PDF 57.23 KB ) 16 Sep 2003
Kibblers Pty Ltd ( PDF 40.67 KB ) 17 Sep 2003
Collin Booksellers ( PDF 50.5 KB ) 17 Sep 2003
Commonwealth Bank ( PDF 382.11 KB ) 18 Sep 2003
Ed Harrry Menswear ( PDF 43.98 KB ) 18 Sep 2003
Brennans Mitre 10 Home & Trade ( PDF 59.77 KB ) 17 Sep 2003
Spendless Shoes Pty Ltd ( PDF 104.39 KB ) 18 Sep 2003
Noni B ( PDF 156.88 KB ) 18 Sep 2003
Best & Less ( PDF 96.45 KB ) 19 Sep 2003
Spark's Shoes ( PDF 100.69 KB ) 22 Sep 2003
BBQ's Galore ( PDF 66.03 KB ) 24 Sep 2003
Treasurer and Minister for Employment Tasmania ( PDF 74.44 KB ) 25 Sep 2003
EFTPOS Industry Applicants' Group ( PDF 272.61 KB ) 10 Oct 2003
ANZ Banking Group Ltd ( PDF 128.58 KB ) 10 Oct 2003
Reserve Bank ( PDF 62.09 KB ) 12 Nov 2003
Australian Payments Clearing Association APCA ( PDF 81.45 KB ) 14 Nov 2003
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Pre-decision conferences

Document title Date
Request for Pre Decision Conference ( PDF 79.16 KB ) 20 Aug 2003