Description of Conduct

Seeking authorisation of a collective agreement reducing current EFTPOS interchange fees to zero cents per transaction.


  • ANZ Banking Group Ltd
  • Australian Settlements Ltd
  • Bank of Queensland Ltd
  • Bank of Western Australia Ltd
  • Bendigo Bank Ltd
  • Cashcard Australia Ltd
  • Commonwealth Bank of Australia
  • Credit Union Services Corporation (Australia) Ltd
  • National Australia Bank Ltd (NAB)
  • St George Bank Ltd
  • Suncorp-Metway Ltd
  • Westpac Banking Corporation

Authorisation number(s)

  • A30224
  • A30225

Submissions - before draft decision

Document title Date
Applicant's response to submissions April 2003
Metcash Trading
Coles Myer
Qld Retail Traders and Shopkeepers Assn
Post Office Agents Assn POAAL
Bankcard Assn of Australia
National Ausralia Bank - public copy
Aboriginal Co-ordinating Council
First Data Resources Australia
Australia Bankers Assn ABA
Reserve Bank of Australia
MasterCard International
Australian Institute of Petroleum
Office for Business and Consumer Affairs
Cosmos E-C Commerce Pty Ltd
Chief Minister ACT Legislative Assembly
Minister for Consumer Affairs South Aust
Australian Consumers Association
Australia Retailers Association
Caltex Australia - public register
Coles Myer - Part 1 see also D03-45418 and D03-45420
Coles Myer 28 03.03 - Part 2 se also D03-13235 and D03-45420
Coles Myer - Part 3 see also D03-13235 and D03-45418
Consumer Credit Legal Service (WA)
Credit Union Services Corp - public register
McDonald's Australia
Motor Trades Assn of Australia
National Assn of Retail Grocers of Australia
Queensland Government
Woolworths - public register
ANZ Banking Group - public register
Macquarie Corporate
Australian Securities and Investment Commission
Australian Payments Clearing Association (APCA)
inister for Regional Development NSW
Australian Retailers Association 7 Mar 2003
Financial & Consumer Rights Council Inc
Consumer Law Centre and Consumers Federation of Australia
Record of meeting
Coles Myer (discussion notes)
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Submissions - after draft decision

Document title Date
Coles Myer
Suzanne Grae
Australian Retailers Association
Bracey's (Lithgow)
Kemp and Denning
Fashion Fair Qld
McDonalds Australia
Peter Mair
Caltex Australia
Record of meeting Commonwealth Bank of Australia CBA and others
Australian Consumers Association
Coles Myer
Motor Trades Association of Australia
Qld Fair Trading Commmissioner
Minister for Fair Trading Qld
Transaction Resources
Deputy Chief Minister ACT
Associated Retailers Ltd
Kibblers Pty Ltd
Collin Booksellers
Commonwealth Bank
Ed Harrry Menswear
Brennans Mitre 10 Home & Trade
Spendless Shoes Pty Ltd
Noni B
Best & Less
Spark's Shoes
BBQ's Galore
Treasurer and Minister for Employment Tasmania
EFTPOS Industry Applicants' Group
ANZ Banking Group Ltd
Reserve Bank
Australian Payments Clearing Association APCA
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Pre-decision conferences