Project overview



On 9 May 2017, the Treasurer directed the ACCC to conduct an inquiry into the pricing of residential mortgage products by authorised deposit-taking institutions subject to the Major Bank Levy. The Treasurer directed that the Inquiry cover the period from 9 May 2017 to 30 June 2018 (the price monitoring period).

The final report was provided to the Treasurer on 19 November 2018. The final report details residential mortgage prices and the basis of price decisions over the price monitoring period. It also report our findings on whether the Major Bank Levy was passed through to residential mortgage borrowers during this period.